How Can YOU
Increase your Conversations
Help More Buyers
Drive New Purchase Business
DPA Programs
Tara Teves - Loan Officer, APA Mortgage
What to know when offering DPA Programs
Understanding the Eligibility Criteria for DPA Programs
Qualification Process: The Four Cs
Basic information to screen as Realtor
LIPA/MIPA Guidelines
Dream for All Guidelines
CalHFA Guidelines
DPA Pro Guidelines (100% CLTV FHA Loan; NO First-time Homebuyer Requirement)
Marketing Down Payment Assistance to drive purchase business for Realtors
What info lenders need for borrowers who want to access DPA funds
How to write a strong offer even when using a DPA program
The power of Referrals after closing a purchase with DPA
You Make the Introduction
We Pre-approve Your Buyers
Investor Loan Programs
Alin Arsenov - Loan Officer, APA Mortgage
Exploring Types of Investor Loans Available
Identifying Clients Who Would Benefit from Investor Loans
Investor Cash Flow (DSCR) – 1 to 4 units
Multi-family Financing – 5 to 24 units
Short-term Hard Money
Purchase with Rehab / Fix & Flip
Ground Up Construction Loan for Developers
Commercial: Office, Retail, Warehouse, Industrial, Multi-Family, Self-Storage
Business: Financing for expansion, Acquisition, Working capital, SBA 7A & 504
Lines of Credit: HELOC / HELoan for Investors
Resources and tools available to Realtors to start conversations with investors
How to Effectively Present Investor Loan Programs to Clients
Hassle Free Funding
Increase Real Estate Portfolio